Provided by OSMA’s exclusively endorsed medical liability insurance partner, The Doctors Company (TDC).

As a physician, it's not a question of if you'll face a lawsuit, but when. In certain high-risk specialties, over two-thirds of doctors will encounter a claim. For all specialties, the probability of being sued increases with time: Older medical professionals, having practiced longer, are exposed to more risk, and thus the likelihood of facing a lawsuit rises with age.* Additionally, the risk associated with litigation is growing due to the increase in nuclear malpractice verdicts. From 2013 to 2023, the American court system witnessed approximately a 67 percent rise in medical malpractice verdicts awarding $10 million or more.

Whether you’re choosing medical malpractice insurance for the first time or seeking additional coverage for an established practice, selecting the right insurer is one of the most important decisions you’ll make. When your reputation and livelihood are on the line, you need a strong, proactive insurance partner on your side.

What Type of Carrier Should You Choose?

The main types of professional liability carriers are stock insurance companies, member-owned companies, and risk retention group (RRG) insurance companies...

...Read the full TDC article here > 
(Continue learning what questions to ask, types of coverage, types of policies, and evaluating financials and a management philosophy.)