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06/11/2025

2025 Residents & Fellows Survey – Compensation, Debt, Burnout & More

 


OSMA corporate partner, Panacea Financial, just released its latest resident and fellow survey. Read their announcement below about their views on compensation, debt, burnout and much more. The findings are important for anyone who works closely with doctors-in-training. 

Each year, the Panacea Financial team asks residents and fellows to share their honest perspectives on finances, career readiness, and well-being. This year’s report paints a clear picture: while some areas are improving, the financial and emotional toll of training remains heavy. 

A few key stats that stood out: 

  • 75% of trainees say student loan debt is a major source of stress—up from just 49% last year 
  • More than half rate their financial stress 8 or higher on a 10-point scale 
  • Pediatrics, family medicine, OB-GYN, and general surgery report the highest burnout 
  • Meanwhile, radiology, emergency medicine, and orthopedic surgery trainees feel most career-ready 
  • 22% of family medicine residents say they want to open their own practice 

 

Read the full report here:
panaceafinancial.com/report 

 

Panacea    Learn More >   Contact >
Whether opening a practice, consolidating debt, or strategizing student loan repayment, Panacea Financial is doctor-founded, expert-driven, and built specifically for you. OSMA members receive exclusive discounts on personal and practice loans.

*MEMBER BENEFIT: Discounted Origination fee on Practice loans; Discounted interest rate % on personal Loans for OSMA Members.
See details here.

 


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